"I don't ask new investors to have a track record — I ask if the deal makes sense. If it does, I want to be the one who funds it."
Teshia E. Caldwell
Founder, Caldwell Private Capital LLC
I'm Teshia Caldwell, a hard money lender placing fast, asset-based funding for investors and business owners nationwide. If the numbers work, I want to fund it.
Browse by category below. Every program is structured around the deal in front of you — not a one-size application.
Buy and renovate in one loan. New and experienced investors both welcome — financing is based on the deal, not your resume.
For buy-and-hold investors. Qualification is based on the rental income the property generates, often without tax returns.
Financing to build from the ground up, with deferred payments while your project is under construction.
Financing tailored to office buildings, retail centers, and multifamily properties, structured around the asset and its income.
For properties that combine residential and commercial space under one roof — financing structured to fit the blended use.
Term loans, lines of credit, equipment, and revenue-based funding.
0% introductory business credit lines for 9–12 months — useful as bridge capital or to cover early project costs.
For fix & flip funding, the math centers on After-Repair Value — what the property is worth once renovated. Lending is typically structured around a percentage of that number, which covers purchase and rehab together.
If your purchase price plus renovation costs fit inside that number, your deal is a strong candidate for full purchase + rehab funding.
"I don't ask new investors to have a track record — I ask if the deal makes sense. If it does, I want to be the one who funds it."
Tell me what you're working on — purchase price, renovation scope, or your business funding need — and I'll tell you what program fits and what to gather next.